Financial Capability

Key Questions:

• What is the optimal level of financial capability for specific individuals and how can policy promote such levels?
• What is the content, method, and timing of effective financial education?

Economies promote greater wellbeing when founded on optimal financial capability. Individuals face particular financial opportunities and decisions, each of which might benefit from a specific constellation of background knowledge. This poses a difficulty for policy seeking to efficiently equip individuals with optimal financial capability. We seek means to enable such capability for all individuals throughout their lives.